NIHB Mental Health Counselling · Non-Insured Health Benefits
Therapy covered by NIHB.
Billed directly — no upfront payment.
Dr. Olga Gale is a clinical psychologist providing individual therapy and trauma counselling covered under the NIHB (Non-Insured Health Benefits) program for First Nations and Inuit clients. NIHB is billed directly, so there is no upfront payment and no reimbursement paperwork — your coverage takes care of the sessions.
Services under NIHB
Individual therapy, tailored to what you're carrying.
NIHB's mental health counselling benefit primarily covers one-on-one therapy. Within that, the work is shaped around you.
Trauma counselling
Trauma-informed therapy for recent and long-held wounds — at a pace you set, in a space where your story is respected.
Anxiety, depression & stress
Evidence-based support for low mood, worry, grief, and the weight of daily life.
ADHD consultations
Understanding attention and focus difficulties, and building strategies that work with your mind rather than against it.
Culturally attuned care
Experience that comes from listening.
Before private practice, Dr. Gale worked at Anishnawbe Health Toronto, providing psychological care within an Indigenous community health setting. That experience shapes how she works: with respect for culture, community, and the histories — personal and collective — that clients carry into the room.
Therapy here is client-centred and non-judgmental. You decide what belongs in the conversation, including tradition, spirituality, family, and identity.
- Respectful of tradition — therapy alongside, never instead of, cultural and community supports
- Trauma-informed throughout — including intergenerational and complex trauma
- Accessible — online sessions reach communities anywhere in Ontario
- Private and confidential — what is shared in session stays in session
How it works
Three steps, no paperwork on your side.
Reach out
Email for a free 15-minute call. Every inquiry receives a reply within 24 hours — mention NIHB and any questions you have.
Coverage confirmed
The practice handles NIHB's approval process for your sessions. You'll know your coverage is in place before therapy begins.
Come to therapy
Sessions online or in downtown Toronto, including evenings and weekends. NIHB is billed directly — you never see an invoice.
Common questions
About NIHB coverage.
Do I need to pay upfront?
No. For services covered under your NIHB mental health counselling benefit, the practice bills NIHB directly — your coverage pays for the sessions, with no upfront payment from you and no reimbursement paperwork to chase.
Who is eligible for NIHB?
NIHB serves First Nations clients registered under the Indian Act and recognized Inuit clients. If you're unsure about your eligibility or coverage, reach out anyway — confirming it is part of getting started, and the practice can help you sort it out.
Can sessions be online?
Yes. Secure online sessions are available anywhere in Ontario, which makes therapy workable from any community — no travel required. In-person sessions are also available in downtown Toronto.
Is couples or family therapy covered?
NIHB's counselling benefit primarily covers individual therapy, and that is the service offered under NIHB at this practice. If you're interested in couples work, contact the practice to discuss options.
Will anyone in my community know I'm in therapy?
No. Therapy is confidential, and online sessions mean you can attend privately from wherever you choose.
Your well-being matters. NIHB makes it reachable.
Request a free 15-minute call — mention NIHB in your email and every question will be answered within 24 hours. Evenings and weekends available.